Going through a divorce can be a challenging legal matter all by itself. When couples add additional issues like filing separately for bankruptcy the situation can become extremely volatile and convoluted.
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The main challenge divorcing couples face in filing for bankruptcy is discharging community debts. Community debt is defined as debt that is incurred during the marriage and which benefited both spouses (aka "the community"). Couples may file jointly to discharge the debt or a spouse may file separately. Filing separately discharges the debt but in a situation where both spouses signed for the debt then only the filing spouse's responsibility for the debt, and not the actual debt, is discharged. The creditor could still hold the other spouse, who has not filed for bankruptcy, responsible for the debt.
There are two common scenarios where a bankruptcy can drastically affect a divorce; 1) a spouse filing bankruptcy before the divorce is finalized and 2) a spouse filing bankruptcy after the divorce and discharging debt agreed to in the divorce decree.
In our first scenario you have one spouse filing bankruptcy before finalizing the divorce. The wife files for bankruptcy before the divorce is final which discharges her responsibility for the community debts. This could leave the husband 100% responsible for any community debts. Depending on the circumstances the judge in the divorce may attempt to offset the division of property by ordering the wife to be responsible for additional debts or award the husband additional property. What if there are no additional debts or the property cannot be easily divided? This situation can make a simple divorce complicated.
In our second scenario a spouse files for bankruptcy after the divorce has been finalized. As part of the divorce decree the husband agrees to be responsible for the community credit card debt that has a balance of $10,000. After the divorce is final the husband files for bankruptcy. The bankruptcy discharges the husband's responsibility to pay the $10,000 credit card. Creditors are not legally obligated to follow the divorce decree that states the husband responsible for the debt. Because the credit card is in both names the creditor may hold the wife responsible for the remaining balance. The husband could be held in contempt for not following the divorce decree, but again it causes complications and potentially further litigation.
The solution to these types of issues is aligning the debts divided in the divorce decree with the responsible party. This is not a simple task as community debts are not always easily divided into perfect halves. Be sure to consult with an divorce and family law attorney if you are filing for divorce and there is even a slight possibility of a bankruptcy being filed.
Sometimes, a person might be able to handle a problem without hiring a lawyer. But when facing a major problem, such as a car accident or any other disability, he is most likely to need a lawyer. ""Personal injury" is that area of law, which seeks to protect those who are harmed by the carelessness of another person.
If the injury has been caused in Las Vegas, then hiring a Las Vegas personal injury lawyer can be helpful to fight the case, which involves compensation for the pain and suffering experienced through no fault of your own. In such a case, demand for compensation becomes your legal right.
The job of a Las Vegas personal injury lawyer involves preparing his client to fight the opposing party, which might be looking to limit the amount of compensation to be paid for the injuries caused by them.
However, owing to the stringent law system, a Las Vegas personal injury lawyer will demand compensation for your loss only after going through the case thoroughly. Only when certain requirements are met can such a petition be filed. These requirements include an injury, permanent and serious disfigurement, losing a 'sense' such as sight or hearing, a fractured bone or a loss of a body part.
After this, obtaining the medical records as proof of suffering is also required. Following this, the personal injury attorney will collect the medical records upon a receipt, in the form of a release. Then the client can decide whether he should pursue his Car Accident Lawyer action against the other party.